Welcome, I’m Taylor Heard, and I am so glad you’re here!

If you’ve ever felt overwhelmed by the pressure of adulthood, or if you're quietly realizing that the standard rules of life and money don't fit the future you want to build—you are in exactly the right place.

A few years ago, I looked around and realized something frustrating: the people who are supposed to prepare us for the real world—teachers, parents, and society—completely left out the rules that actually matter.

Nobody taught us how to build a 750+ credit score. Nobody showed us how to invest to escape the traditional 9-to-5 trap. And definitely nobody explained how to heal from generational trauma and set hard boundaries with the people we love.

I had to learn those lessons the hard way. I made the expensive mistakes, ignored the red flags, and felt the deep burnout of survival mode before I finally figured out the mechanics of true freedom.

Small Mistakes, Big Lessons

I wrote my published book, Small Mistakes, Big Lessons, to serve as the ultimate preventative playbook. I don't want you to waste a decade repeating old family routines, drowning in consumer debt, or making the same early missteps I did before becoming a parent.

Through my brand More To Moi (Me), my mission is to help you fix your mindset and build your assets simultaneously. Through my digital courses, monthly membership community, and intensive 1-on-1 coaching, I give you the exact financial blueprints, career strategies, and psychological tools you need to build wealth.

My 4 Core Pillars for Your Success:

• Wealth & Investing: Building automated engines so you never exchange your time for basic survival.

• Credit Architecture: Weaponizing credit scores to purchase real assets and fund your independence.

• Boundary Frameworks: Mastering the scripts to stop family money drains and protect your peace.

• Legacy Design: Breaking the routines of poverty so your current or future children never start from zero.

There is so much more to your life than just getting by. Let’s break the cycle, protect your mental health, and build a legacy that outlives you.